What information do you need to carry out a tenant check?
The minimum amount of information is the tenant’s first & last name, their date of birth, and their current address. Additional information such as income & outgoings, previous address , employer details and current landlord details is optional for some reports. You will find the information required for each report listed on a form you can print off (the link is just above the Buy button for each report type).
Which report option should I go for?
The most popular report is the gold tenant check, however you may find other options more suitable, we have provided more information here >> which report option to purchase.
How is the tenant risk score determined?
Risk score calculation is complex. It takes account of a wide range of factors such as the applicant’s age, their credit default history, the longevity of their credit history, where they have been living, and their traceability in credit referencing systems.
What if my tenant has just arrived into the UK?
In this case the tenant will have very little UK history. The longer the tenant has been in the UK the greater their credit history profile. If the tenant has only been in the UK for a few weeks it will not add any value in obtaining a tenant check report.
Can you do a check against someone from the Republic of Ireland?
We cannot check the history of applicants whilst they have been living in another country. Reliable credit referencing sources only cover England, Scotland, Wales and Northern Ireland.
Do I need the tenant’s date of birth?
This is very important for any check carried out. Whilst we can run checks without a date of birth there is a probability we will not find adverse credit history (should the applicant have any).
Why isn’t the tenant shown on the electoral register?
Everyone has the right to withhold information from the public electoral register, when this happens we are unable to report the current occupant in the register. Additionally, as tenants tend to live at an address for a short duration, or share with another occupant, they will sometimes choose not to register for the current address provided.
